Why the world is changing to adapt to Cryptocurrency

If you’re not aware of cryptocurrency as an investor, it’s time you at least familiarize yourself on the topic. It’s a wild west land of unregulated opportunities. In terms of how someone new to it can make money there is a few options. You could simply buy Ether or Bitcoin and store it in a “wallet” app. Or you can start developing applications or do bug bounty hunting.








The price of ether as of May 8 2017 is around 92.5$ USD per Ether, up from 50$ USD two weeks prior. The hype is building very quickly about Ether as a platform as it offers a huge benefit over other cryptocurrencies in the form of smart contracts. It’s still a great time to get involved with Ethereum and Bitcoin as more and more people start using it as currency. Even large corporations are starting to invest in Ethereum such as Microsoft and Chase Bank.

Another way to get involved with Ethereum is mining it with a graphics card in your computer. If you have a good gaming capable computer rig ( a couple hundred dollars) you can make 150$ a month just leaving a program running on your computer. This is scale-able too!

I urge anyone reading to consider getting involved in the huge growth coming to Ethereum and Bitcoin ecosystems. Cryptocurrency faucets also offer a way to either gain a small amount of the desired cryptocurrency, or to make profit as the website owner through ad revenue.

Thanks for reading my article here at Investor lens. Feel free to leave any questions!

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Taking on Debt as a Student.

With tuition and school fees at an all-time high, students are taking on more and more debt to pay off their education. But what is the best choice for a student, a student line of credit or a government backed school loan.

Many people have an idea that government loans help the average person more, I mean, why would the government have it out for anyone? However, for people who do a good job of managing expenses the right choice leans more towards a student line of credit. This is because of the lower interest rate (Prime + 1%: Currently 2.70% + 1% = 3.70%) versus the Federal Government loan which is Prime + 2.5% or 5.2% with the floating rate and Prime + 5% = 7.7% with fixed) The extra 1.5% – 4% adds up quite a bit especially when you take more than 2 or 3 years to pay it off.

The reason why skills in managing expenses is recommended for students looking at a student line of credit is because of the higher loan amount available to students (up to 15,000$ per year for undergraduate where Government student loan is closer to 5,000 to 10,000 per year). A higher loan amount can end up equaling lots of unnecessary costs throughout the degree program with someone who spends like an idiot. This is why the spending discipline is recommended. The only real downside with the line of credit is the exempt status of bursaries and the like.

4 Habits for Building Wealth.

1. Define Your Goals.

Poda Island Beach
Poda Island Beach

Maintain goals to keep an idea of where you are headed. At the end of the day, review your goals in order to keep them in mind and keep you on track. Why do you want these things? Have a clear answer in your head to this question.

2. Don’t get distracted.

In this world of instant gratification and advertising, it is crucial to stay on task towards your goals and not be swayed to buy the “latest toy”. If you can fit it in your budget without changing the budget for that month, that is totally fine. After all, the pursuit of wealth shouldn’t be the only motivation in your life unless it is your ultimate goal.

3. Acquire knowledge


Read books, watch Ted talks, hell, read blogs! No matter where you are in life, you can learn more. Being interested in what you do and putting in the effort to learn about it is one of the most important habits out there. It just helps life in so many ways!


4. Make the most of each day.

The successful people I’ve known don’t┬ájust end their day when their┬ájob was done, they made sure to fit in exercise and reading. If you get done what you wanted to get done in the day, that’s good, but going to the next level will go a long way to help reinforce the other habits mentioned here.